Institutional Life Markets Association



	ACLI Mixes "Apples and Oranges" to Mislead Consumers Washington, DC - Responding to the American Council of Life Insurers (ACLI) policy statement that the securizations of life insurance settlements should be prohibited by legislation and regulation, Jack Kelly of Institutional Life Markets Association (ILMA) said, “Once again, ACLI has chosen to mix apples and oranges when condemning the life settlement market. The recent policy statement issued by ACLI concerning securitization of life settlements is misplaced and incorrect.” read more

	Investor Notes Life Expectancy Underwriting One of the most important variables in life settlement investing is the life expectancies resulting from underwriting. Life expectancy underwriting is the process of evaluating the medical history of an insured selling his or her life insurance policy and estimating the mortality distribution appropriate to that person, or more simply their remaining life. read more

	Investor Notes “What’s in Your Wallet?” Towards a Transparent Life Settlement Marketplace The life settlement market has continued to prove itself as a means of unlocking the value of an unwanted or unneeded life insurance policy. In today’s investing environment, consumers may have more reason than ever to supplement their retirement income with the proceeds of a life settlement (and to rid themselves of the obligation to pay premiums on a policy they no longer want). read more

	Testimony before the House of Representatives September 24, 2009 - Statement Of The Institutional Life Markets Association (ILMA), presented by Jack Kelly, Director of Government Affairs Before Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises, Committee on Financial Services, United States House of Representatives read the testimony

09/09	ILMA Draws Clear Distinction between Life Settlement Securitizations and Sub-Prime Mortgage Crisis
01/09	ILMA Releases HIPAA Authorization Forms for Each State - Read press release
01/09	ILMA Releases Revised Life Settlement Transaction Disclosure Statement

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ILMA is a not-for profit trade association focused on the longevity and mortality-related marketplace. By creating innovative capital market solutions, ILMA members seek to expand consumer choice in one of their most important assets - their life insurance. The Association is a leader in establishing best practices and in raising awareness about this growing and vital industry.

ILMA's MISSION is to expand and apply capital market solutions in life insurance, educate consumers that their insurance may be a valuable asset, expand consumer choices about how to manage it, and support the responsible growth and regulation of the industry. We believe that expanded consumer choice and full disclosure of all fees is good for the consumer and for the industry.

ILMA's founding members include JPMorgan Chase & Co., Credit Suisse, Mizuho International plc, UBS and WestLB AG.

info@lifemarketsassociation.org