Industry Overview
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- Longevity-Mortality risk is uncorrelated with established asset classes
- Interest rates, equity performance, credit risk, macroeconomic
trends
- ILMA believes that the size of underlying insurance and pension exposure lends structural support for the establishment of the market as a standalone asset class
- $23 trillion of individual US life insurance currently in force*
- $142 billion in annual premium paid in the US**
- $8.4 trillion of defined-benefit pension obligations
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Factors Affecting
Longevity/Mortality of a Population |
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— Developments in medical technology
— Access to high quality healthcare
— Health and habits of population |
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Factors correlated with
Longevity/Mortality of a Population |
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— Personal wealth***
—Geographical location
— Year of birth (“cohort”) |
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